This feeling

Ouchy. Achy. Aray.

This is how it feels when my 3rd molars are being removed. Well, I only feel it on the first day. which is a good thing because now, I can play the violin.

I only need to endure braces. hehe.. Eh, I’m super used in wearing brackets. so it’s not something new.

I can’t say much. This Christmas is nice because I spent it with my family.

Logging Off. Liza.

Add a comment December 29, 2009

Credit Crap

why crap?

I have been applying for 3 months already. No CIs then DENIED?

1. RCBC Landmark-Anson’s Credit card: I applied October 12, 2009. I waited. I called the customer representatives (they said it’s on process). Then I decided to fill up another form (it was November 5, 2009). Until now, no signs of Credit Investigation whatsoever. I’m frequently calling. Still ON PROCESS. I’m getting pissed.

2. BPI Blue Mastercard Credit Card: I applied November 12, 2009. I gave necessary documents especially the original Certificate of Employment. I called after 3 weeks: DENIED! I don’t know why. I regret giving them my original certificate of employment.

3. HSBC RED Mastercard: I just applied today. But the agent gave me a heads up (which is a good thing). She told me that I might have a hard time getting a credit card because I don’t have TIN (Tax Identification Number). So, I ‘ll be getting one over the holidays, and pay the tax I need to pay in order to get a good financial standing. But she told me that she’ll help me. Oh How I wish it’s going to be okay. Anyway, I don’t expect too much from this. Good thing there’s a heads up from her.

Hay. I hope I can get one soon. I might apply for a secured credit card first before getting the regular one. But, I need to save up a lot. Anyway, I just need to lessen my expenses and save more.

Add a comment December 18, 2009